Luminosity Podcast #7 with Charlotte Howard

Luminosity Podcast #7 with Charlotte Howard

Hello Hello and welcome everyone!   Thank you for joining us today.

I am super excited to be here today to talk about Self Care.    For this, we have the pleasure of speaking with Charlotte Howard. 

Charlotte is an award-winning transformational lifestyle coach, #1 international bestselling author of the “Success In Beauty” book series, “Hair Stylist Riches” book series and How To Easily Publish and Profit. She is a book publishing expert who personally published over 40 best selling books in 13 different languages. She has been called by the Information Marketing Journal an “Information Marketing Genius” and featured in over 100 media outlets including ABC, NBC, and FOX.

Join me now for this lively conversation!

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Show Note References:

Where to find Charlotte :

www.successinbeauty.net

What Charlotte is reading right now:

High Performace Habits – Brendon Burchard

The Power of I Am – Joel Osteen

Charlotte’s Favorite Quote:

“Let your beautiful light shine from within and empower other women to do the same ” Charlotte Howard

Charlotte is most Passionate about:

Helping women feel beautiful on the inside and outside.

 

Luminosity Podcast #4 – Suzette Vearnon

Luminosity Podcast #4 – Suzette Vearnon

Welcome to the Luminosity Podcast!  Today we have the pleasure of speaking with Suzette Vearnon.

Author. Innovator. Relationship Solutionist. Suzette has changed the way relationships are done with her signature MusicMath™ Approach.

After over 50 years in music, 35 years in math, and later discovering her highest expression as a Relationship Coach and Business Woman, Suzette has stumbled onto something quite revolutionary. The correlation between music, math, and relationships.

Suzette’s story did not have a fairy tale start but definitely had a fairy tale ending. With two failed marriages and a proclivity towards unavailable men, the likelihood that she would have the true love she so deeply desired was minuscule at best. It wasn’t until she felt compelled to seek help that she began to connect the dots. True love was not a result of meeting someone else’s ideal, it was singing her song and trusting that the right man would hear it. With this, she marched back into the dating world and this time, met the man who is now her dream husband.

Join Suzette and I in this podcast as we discuss “Your enough factor”!

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Show Note References:

Where to find Suzette:

www.suzettesolutions.com

What Suzette is reading right now:

Enough is Enough – Dr. Ray Charles & Lisa Nichols

Rising Strong – Brene Brown

No Matter What – Lisa Nichols

Suzette’s Favorite Quote:

“If you can BE your way through it, you can find your way to it”

Suzette is most Passionate about:

Her life mattering! Leaving a legacy.

 

Luminosity Podcast #3 – Avalaura Gaither

Luminosity Podcast #3 – Avalaura Gaither

Welcome to the Luminosity Podcast!  Today we have the pleasure of speaking with Avalaura Gaither.

Avalaura is an intuitive consultant and life coach, Avalaura passionately dedicates her life to assisting mission-driven leaders and individuals to live their best lives and achieve their BIG dreams.  As the founder of Avalaura’s Healing Center,  she uses a holistic approach to help clients deal with challenges and life issues that stop them from living fully, completely and authentically.   Avalaura is a Licensed Graduate Social Worker who holds a Bachelor’s Degree in Psychology and a Master’s Degree in Social Work from Howard University in Washington, DC. Additionally, she is a trained Reiki Master/Teacher, Certified Life Coach and Spiritual Counselor, Hypnotherapist, Holistic Aromatherapist and Yoga Instructor.

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Show Note References:

Where to find Avalaura:

http://spiritualsage.net

What Avalaura is reading right now:

Essentialism by Greg McKeown

Avalaura’s Favorite Quote:

“It takes a village to raise a dream”

“Not everyone is meant to make a difference, but for me, the choice to lead an ordinary life is no longer an option”

Avalaura is most Passionate about:

She is a “foodie”!  Loves going out eat and trying new foods!  She is also passionate about learning!

 

 

Luminosity Podcast #2 – Kay Sanders

Luminosity Podcast #2 – Kay Sanders

Welcome to the Luminosity Podcast!  Today we have the pleasure of speaking with Kay Sanders.  Kay is known as the Creator of Possibilities, is an Intuitive Business Coach, Certified Akashic Records Consultant, Mindset Mentor and Best Selling Author.  Kay helps conscious entrepreneurs find that missing piece to create momentum in their business and reignite their manifesting mojo so that they can make a difference in the world and create more freedom in their life.

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Show Note References:

Where to find Kay Sanders:

www.kaysanders.com

https://www.facebook.com/groups/theconsciousentrepreneurlounge/

What Kay is reading right now:

Anything Wayne Dyer!

Kay’s Favorite Quote:

“Your message is meant to be heard”

Kay is most Passionate about:

Akashic Records!

 

A Budget that Works for You.

Whether it is for your business or your personal life you should always follow a budget.  Even if you make significant amounts of money you should still have a budget.  But before you begin making a budget you need to have a set of goals.

Do you want to be debt free, live on one income, or save for retirement? Make this into your personal or family financial mission statement. Write it down or type it up nicely and then have it laminated and display it in a prominent place where you can see it often. Many times we just need a reminder to ourselves for why we are doing a particular thing, and that can be just enough incentive when things get tough.

Set small range goals so you can see progress. It can be very difficult to keep up the discipline necessary to stay on budget if you can’t see any measurable progress. Develop some short-term goals that you can celebrate meeting. If your goal has been to reduce your grocery spending by $100 per month, then your weekly goal would be to cut grocery costs by $25. Likewise, if your goal is to pay off debt, make a chart to show how much you’ve paid off. Reward charts just aren’t for children! Use a type of chart where you can color in a bar to show your progress, and then color it in every time you make a payment so you can see the progress you are making. Put it up on your refrigerator or bathroom mirror as a reminder that your hard work is paying off!

Next, Identify your weak spots and develop a plan to battle them. In sticking to your budget, you need a clear idea of where you may be tempted to break the budget. If you are prone to impulse spending, then you must remove that temptation from yourself. If you go window shopping, leave your credit cards at home! Especially in the early days of sticking to your budget, it is important to re-train yourself to curb spending.

A good way to prevent yourself from digging yourself further and further into debt is to form a personal budget that can work for you. Many people spend their hard earned money frivolously without having many regards to how much money they will have left before their next paycheck comes. They will often find themselves having no money left and ending up having to borrow from a lender just to pay essential bills or provide for their family. The problem with this type of spending is that you tend to incur debts that will begin to cause added problems with your finances that you become unable to pay off your debts when needed.

If you would like some help with your mindset surrounding money check out my 10 Minute Money Makeover!

 

The Flow of Abundance

The Flow of Abundance

One of my favorite books is Creating True Prosperity by Shakti Gawain in which she talks about understanding polarities.  In here she talks about the concept that we can not truly receive if we can not give and vice versa.   We often want, want, want but are not often prepared to give anything in return.

My daughter and I both bank at a local credit union here in Vancouver.  Last week we went in to deposit her piggybank (her long-term savings) and set up a spending account for her.  We had the most gracious young woman serve us and she was so patient answering all of my daughter’s questions.  She asked a lot of questions, including “what do you do with my money?”  Fair question!  The woman took us over to a little room with a beautiful mural on the wall that explained what they do with her money.  Being a very progressive credit union they invest the money back into the community via loans and various other initiatives. She explained the flow of money to her and how it needs to flow.

I have also taught her to donate a certain amount of her money to causes that are important to her.  Today she surprised me and added her own cash to the canned goods donation she made at her dance class today.  She has a real soft spot for homelessness and hunger.

Personally, I love giving and I seem to attract a lot of clients that love to give.  Yes, giving is a requirement for the flow of money but it does not have to be money, it can be your skills and time.  Everyone has something in them to give.  I recently saw a Facebook post about an elderly man in a hospital bed knitting hats for the homeless.  It can be as simple as going to volunteer at your local food bank, helping an elderly neighbor.  This in itself, is a long lost thing.  Helping our neighbors, that is.

Christmas time is a popular time of year for people to make financial donations but service is equally needed.  It is really important to align yourself with something that you really believe in and either do a financial or time gift.

On the extreme side of giving there are those that give too much.  Yes, too much.  I have seen so much of this that I put it in my webinar on 5 Financial Mistakes Women Make with their Money.  I have seen women give so much that they do not have enough for food for themselves.  Finding the balance is equally important.  Your wellbeing is just as important and you don’t want to end up in the place where you have nothing to give.   That serves nobody!

In my scenario of those that give all they have, these people actually have very little to begin with because they can not receive.  I have a friend that continually deflected anything coming to her and would complain she has nothing.  But she did not allow it to come to her and outright deflected it.  She would ask for something and someone would offer to give it to her but she would not accept it.  This was some of the biggest self-sabotaging behavior I have ever seen.  But it happens. There was lots of healing that needed to happen to her and that takes time.   Happy to report that she is progressing!

I also see people that are afraid to give as they feel there is not enough or they will give when they make a lot of money.  But I ask, how much is enough for you to have before you are willing to give.  This is very much a lack mentality and a mindset that will hold you back from true wealth and abundance.  You have to have faith that the Universe will continue to provide to you if you give.

The Universal Laws also come into play here.  If you want more love you need to give more love.  If you want to have more money you need to give more money.  It is quite simple.  You get what you give and this relates to all aspects of life.  Check in with your self to see where you give and if it is in alignment with what you want in life!

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